Easy Financing for Furniture in Memphis Tn

Buying new furniture should be one of the simplest and most cost-effective ways to update your home without undergoing costly renovations. But let's face it, new furniture can be an expensive and long-term commitment. Furnishing your new home or apartment from top to bottom can easily cost thousands of dollars — something that a new homeowner might not have. And searching online for 'affordable furniture and 'affordable furniture stores near me can be a long and frustrating process with either very few or too many search results to choose from.

 Whether you just rented your first apartment or bought your forever home, you deserve a new set of furniture that can complete your home. Make sure you get what you need and plenty of what you deserve with furniture financing programs at The Great American Home Store. Instead of looking up "furniture financing near me," read our guide to learn everything you need to know about furniture financing and our financing options.

At a Glance:

Financing Furniture

Progressive Leasing

Snap Finance

First Heritage

Synchrony

Wells Fargo

Koalafi

FAQs

Why Trust Us?

Financing Furniture

If you have searched the phrase "furniture financing near me" online, you've probably learned that financing furniture is when you take out a loan to pay to purchase furniture. You can buy that new bedroom set, sectional, or coffee table without paying for it all at once. You can gradually pay back your purchase in installments until it fully pays off over time. Most furniture stores, including The Great American Furniture Store, offer multiple furniture financing options for shoppers to comfortably buy what they need without a severe impact on their finances.

Learn More About Furniture Financing

Progressive Leasing

One of our many financing programs includes Progressive Leasing. Progressive offers lease-to-own, rental, and lease purchases for select items only at participating furniture store locations (excluding New Jersey, Vermont, Wyoming, Wisconsin, and Minnesota). The application process is easy, and no credit is needed. You'll immediately know once you have been approved — you can start shopping and take home a new piece of furniture on the same day. Progressive financing offers shoppers a 90-day purchase option, flexible payments, early purchase options, low initial payments, and the choice of a 12-month max lease to give buyers plenty of time to pay off their purchase.

Snap Finance

Another excellent choice of furniture financing is Snap Finance. Founded on the principle that buyers should flourish with accessible, affordable, and transparent funding, the program offers flexible lease-to-own financing to empower shoppers to buy what they need. Applying for Snap Finance is known for being a friendly, quick, and easy experience. You'll know in seconds whether your application has been approved, and you could receive as much as $5,000 on the same day. You won't have to wait; you can immediately start shopping for everything you need. And since payments are automatically deducted from your checking account, you won't worry about late or missing payments. Snap Finance wants to give you the financial freedom you deserve to buy what you need when you need it without fear of financial hardship.

First Heritage

Try First Heritage Federal Credit Union on your search for furniture financing options. Buyers can apply for a 12-month special financing option in-store and get approved in minutes. Whether you have good, bad, or no credit, First Heritage has multiple financing options that offer exactly what you need. Those using the furniture leasing program through First Heritage will enjoy convenient monthly payments, in-store promotional financing options every day, and a dedicated credit line to use for all of your furniture needs. And with The Great American Home Store credit card, you can also use it at all of the other First Heritage brand locations!

Synchrony

As a premier consumer financial services company, Synchrony works with thousands of large and small businesses as well, such as The Great American Home Store, to offer shoppers credit cards with budget-friendly financing. Synchrony finance presents shoppers with the spending power and time to pay to create their home or pay for unexpected expenses. With a Synchrony Home credit card, you can take advantage of 12–60 months of promotional financing on qualifying purchases at Snap finance stores near you. For instance, when making a purchase of $1,000 or more at Great American Home Store, there will be no interest if you completely pay off the promotional balance within a year. Buyers can also enjoy the perks of 2% cashback, no annual fees, $0 fraud liability, a dedicated credit limit for home purchases, and 6-month promotional financing on purchases that are $299 or more.

Wells Fargo

When searching online for 'furniture financing near me', Wells Fargo is an excellent furniture financing choice that offers a credit card through The Great American Home Store, so you can buy now and pay later. You can easily apply online, and upon approval, you can get to furniture shopping with financing that fits your budget. Although you can only make purchases in-store with The Great American Home Store credit card, you can take advantage of the special financing terms anywhere from 12–60 months with a minimum purchase. You can also enjoy suitable monthly payments, promotional offers, special rates with fixed monthly payments, and no interest if you pay in full within a promotional period. Best of all, you can manage your account online with ease with the available tools and bill payment options.

Koalafi

Last but not least is Koalafi which makes sure your "someday" purchases are today. Koalafi finance helps more people get what they need when they need it, regardless of their credit score. Koalafi matches more of its users with payment plans on the first try. Signing up is easy and quick with a streamlined application for all credit types and instant decisions, offering you a tailored payment plan. The Great American Home Store shoppers who finance through Koalafi will enjoy the benefits of promotional rates, no subscription fees, fast funds, payment plan options, and 24/7 support.

FAQs

Like all homeowners contemplating financing furniture to redecorate their homes, you've done your research into "furniture financing near me" with tons of information as a result. We have also done our research and answered some of the top questions our furniture shoppers have.

Q: Is buying furniture a good way to build credit?

A: Depending on your fiscal situation, financing furniture can be a great way to build up your credit history. Furniture financing allows individuals to spread out their payments over months or years. As long as you make your payment in full and on time, you will see a positive increase reflected in your credit score.

Q: Is it difficult to get furniture credit?

A: Most furniture stores that offer lease-to-own furniture financing programs are typically the easiest option to build credit from. This option has buyers sign a lease agreement stating that you are basically renting the furniture you purchase until it is fully paid off.

Q: What credit score do you need to finance furniture?

A: It depends on the furniture financing option you are thinking about applying for. But ideally, for most financing programs that require a credit score, you should want a minimum credit score of 630 to get approved.

Q: How does financing with no credit check work?

A: By choosing a furniture financing program that offers a no credit check loan, there is no required inquiry into your credit history when applying. So, your credit history doesn't factor into the approval of your credit or loan application. The only downside is your payment plan may have a higher interest rate.

Amazing Furniture, Affordable Prices: Shop Our Outlet Now

Why Trust Great American Home Store?

Boasting the largest selection of in-stock home furnishings in the Mid-South, the Great American Home Store is your one-stop shop to find all the furniture and décor items your home needs. Our buying team is constantly searching across the globe for the next hot style in home fashion products. We go to several markets a year comparison-shopping to ensure you'll be able to find everything from formal living to casual comfort at the lowest prices. Since our business is backed by the manufacturer, we can promise that we bring you all your furniture needs at prices that are far below our competitors.

At the Great American Home Store, we also understand the importance of offering a vast selection for any-size budget. We offer many flexible financing options with approved credit so that you can find the perfect furnishings to reflect your unique style.

Shop Furniture at Great American Home Store

The home of your dreams is closer than you think. Shop furniture online or visit us today at one of our furniture stores in Memphis, TN, and the Mid-South. Check out our website to shop for local furniture sales and subscribe to our email list to be the first to learn about our special offers. Our experts at Great American Home Store are always happy to help you find your ideal furniture financing option — whether you call us at 800-260-4898 or use our online chat feature. Contact us today!

Learn More: How Much is a Couch Really?

• Shop Furniture Deals
• Learn About Our Services
• Learn About Financing Options

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Source: https://www.greatamericanhomestore.com/blog/furniture-financing-near-me

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